Revenue-Based Financing
Provides working capital in exchange for an agreed-upon percentage of ongoing gross business receipts. Remittance amounts fluctuate proportionately with periodic sales receipts.
Apply for Revenue-Based Financing →
Commercial Financing
Small-business financing and working capital solutions.
Stone Bridge Capital arranges commercial financing to help companies manage cash flow, invest in equipment, and fund ongoing operations. One team handles your application from first review to funding.
Why Businesses Choose Us
Why Stone Bridge Capital
Responsive capital solutions from a team that works your file directly, without the runaround.
One Team, Start to Finish
Your application is reviewed by our own team and placed only with capital sources suited to your business — never broadcast to a list, and never passed between desks.
Versatile Capital Facilities
Five flexible commercial capital arrangements — revenue-based financing, equipment financing, bridge loans, lines of credit, and merchant cash advances — structured around your actual revenue.
Approvals in Under 48 Hours*
Streamlined evaluation with underwriting decisions delivered in under 48 hours*, giving you fast clarity on available funding terms.
Capital Solutions
Commercial Financing Products
Five core commercial financing structures designed to support day-to-day operations and growth.
Equipment Financing
Facilitates the acquisition of commercial machinery, vehicles, or operational equipment for business use. The equipment being acquired typically serves as the primary collateral.
Apply for Equipment Financing →Bridge Loans
Provides short-term capital arrangements to cover immediate liquidity requirements while longer-term financing or a liquidity event is pending. These facilities bridge interim working capital gaps.
Apply for Bridge Loans →Lines of Credit
Establishes a revolving credit facility that allows a business to draw and repay funds as operational requirements arise. Interest accrues solely on the capital actively drawn.
Apply for Lines of Credit →Merchant Cash Advances
Involves the purchase and sale of a specific dollar amount of future credit card or sales receivables at a discount, remitted through scheduled deductions. Merchant cash advances are purchases of future receivables and are not loans.
Apply for Merchant Cash Advances →